Online Checkout
Built to Convert

Accept cards, digital wallets, and South Africa's favourite alternative payment methods with a secure hosted or embedded checkout — live in minutes, not months.

Every Way Your Customers Want to Pay

One checkout, every payment method. Offer local and international customers
their preferred way to pay and watch your conversion rates climb.
Card Payments
Accept Visa and Mastercard debit and credit cards with 3D Secure authentication and the option to securely store cards for repeat purchases.
Apple Pay & Google Pay
Let customers pay in a single tap with the digital wallets already on their devices — fewer fields, faster checkout, higher conversion.
Zapper & SnapScan
Reach millions of South Africans who pay by scanning a QR code with the country's most popular payment apps.
1Voucher
Serve cash-preferred customers with 1Voucher — vouchers bought with cash at thousands of retail stores nationwide and redeemed online.
Crypto Payments
Accept Bitcoin and other cryptocurrencies at checkout while you settle in Rand — no exposure to crypto volatility.
Pay by Bank
Instant, secure account-to-account payments straight from your customer's banking app — no card required, no chargebacks.

From Payment Link to Full Checkout

Whether you need a shareable payment link, a simple HTML form on your website, or a fully embedded in-app checkout — one platform covers every channel with a single integration.

Hosted Checkout Pages

Create a secure, mobile-optimised checkout page without writing a line of frontend code. Sell products, collect subscriptions, or accept donations with preset or open amounts — all on a page that carries your brand and handles 3D Secure, invoicing, and receipts for you.
  • Checkout Links — No Code Required
    Generate a secure, hosted checkout page with a single API call or a simple HTML form. Share it anywhere — email, SMS, WhatsApp, or your website.
  • Your Brand, Front and Centre
    Customise colours, button text, and confirmation messages so the checkout feels like a natural extension of your business.
  • Invoices & Notifications Built In
    Automatically generate and email invoices on successful payment, with webhooks and email notifications to keep your systems in sync.
Hosted checkout link page

Embedded Checkout for Web & Apps

Keep customers inside your product from browse to buy. Embed the Kwik checkout in an iframe on your website or a WebView in your mobile app, and react to payment events in real time — with ready-made examples for Next.js, Nuxt, React Native, Flutter, Swift, and Kotlin.
  • Embed Anywhere
    Drop the checkout into an iframe on your website or a WebView in your native app — React Native, Flutter, Swift, or Kotlin.
  • Real-Time Payment Events
    Listen for payment.successful, payment.failed, and payment.cancelled events to drive your own order flow — no redirects required.
  • 3D Secure & PCI Compliant
    Every transaction is authenticated with 3D Secure and processed on PCI DSS Level 1 compliant infrastructure — card details never touch your servers.
Embedded checkout web mobile

Subscriptions & Recurring Billing

Turn one-time buyers into recurring revenue. Create subscription plans from your product catalogue, offer free trials, and let Kwik handle the billing — automatically charging stored cards on every cycle, generating invoices, and retrying intelligently when a payment fails.
  • Flexible Billing Cycles
    Bill monthly, annually, or on custom intervals. Add trial periods and once-off setup fees that are billed on the first cycle only.
  • Smart Card Cascade
    Failed charges automatically retry against the customer's fallback cards in priority order — recovering revenue you would otherwise lose.
  • Self-Service Customer Portal
    Give customers a secure portal to manage subscriptions, update billing details, change plans with smart proration, and view invoices.
Subscription and recurring billing

Refunds Without the Admin

Handle returns and cancellations gracefully. Issue full or partial refunds back to the cardholder in seconds — from the dashboard or the API — and keep your books clean with automatic reconciliation against the original transaction.
  • Full & Partial Refunds
    Refund the full transaction or a partial amount back to the original card with a single API call — no card details required.
  • Instant Processing
    Refunds are submitted to the card scheme immediately, with real-time webhook notifications when funds are returned.
  • Audit-Ready Reporting
    Every refund is recorded with a reason and reference, and reflected against the original transaction for clean reconciliation.
Card refunds
Let`s do business

Why Kwik for Online Payments?

Higher Conversion Rates
A fast, mobile-first checkout with every local payment method reduces drop-off and turns more visitors into paying customers.
One Integration, Every Channel
Links, forms, hosted pages, and embedded checkouts all run on the same API — build once and sell everywhere.
Recurring Revenue on Autopilot
Subscriptions, smart retries, invoicing, and a self-service customer portal keep revenue flowing without manual work.
Bank-Level Security
3D Secure on every transaction, PCI DSS Level 1 compliant processing, and signed webhooks protect you and your customers.

Start accepting online payments today!

Launch a checkout your customers love — with every payment method that matters in South Africa.