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In-Person Payments,
Connected to Everything

More than a card machine. Take tap, chip, and PIN payments, settle invoices, collect outstanding fees, and register DebiCheck mandates — all in person, all reconciled with your online payments.
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One Terminal, Every Job

Your point of sale should do more than swipe cards. Kwik POS connects your
counter to your customer records, invoices, and recurring collections.
Card Payments
Accept Visa and Mastercard debit and credit cards with contactless, chip-and-PIN, and mobile wallet support — fast, secure, and reliable.
Ecommerce, In Store
Bridge your online store and physical location. Customers can pay for online orders in person, and in-store sales feed the same catalogue, stock, and reporting.
Pay Invoices
Look up any outstanding invoice at the terminal and take payment card-in-hand — the invoice is settled and receipted automatically.
DebiCheck TT3
Register bank-authenticated DebiCheck mandates on the device while the customer is standing in front of you — no call-backs, no USSD delays.
Outstanding Fees
Recover arrears the easy way. See what a customer owes and collect outstanding fees or missed instalments on the spot.
Unified Back Office
Every in-person transaction flows into the same dashboard, reports, and reconciliation as your online payments — one platform, one truth.

Built for Businesses That Meet Their Customers

Gyms, schools, clinics, insurers, retailers, and field teams — wherever you meet your customers, Kwik turns that moment into a completed payment or a secured mandate.

Accept Cards Anywhere

Give your customers the fast, familiar card experience they expect. Contactless tap, chip-and-PIN, and mobile wallets are all supported, with transactions processed securely and settled promptly — whether you run one counter or a national footprint of devices.
  • Tap, Chip & PIN
    Accept contactless, chip-and-PIN, Apple Pay, Google Pay, and Samsung Pay at the counter, at the door, or on the road.
  • Fast Settlement
    Card takings settle into your account quickly and predictably, with every transaction visible in your dashboard in real time.
  • Unified Reporting
    In-person and online payments land in the same dashboard and reports — one view of your revenue across every channel.
In-person payment methods

Settle Invoices & Arrears at the Counter

Stop chasing payments over email. When a customer walks in, your team can see exactly what they owe — open invoices, outstanding fees, missed instalments — and collect it in one card transaction, with everything reconciled back to the customer's account automatically.
  • Pay Any Invoice In Person
    Pull up a customer's outstanding invoice at the terminal and take payment on the spot — the invoice is marked paid and reconciled automatically.
  • Collect Outstanding Fees
    See a customer's arrears and outstanding fees at the point of sale, and clear them with a single card payment.
  • Automatic Reconciliation
    Every in-person payment is matched to the customer, invoice, or account it belongs to — no manual capture, no month-end mysteries.
In-person invoice

Capture DebiCheck Mandates Face-to-Face

TT3 lets your customer authenticate a DebiCheck mandate on the terminal itself — no waiting for a bank SMS or USSD prompt after they leave. It's the most reliable way to secure recurring collections: the mandate is bank-authenticated before the conversation ends.
  • DebiCheck TT3 Registration
    Register and authenticate DebiCheck mandates in person on the device (TT3) — the customer approves the mandate face-to-face, right at the point of sale.
  • Instant Bank Authentication
    Mandates are authenticated with the customer's bank in real time, so collections are secured before the customer walks away.
  • Sign Up Once, Collect Monthly
    Turn an in-store visit into a recurring relationship — capture the mandate in person and let Kwik run the monthly collections automatically.
In-person debicheck
Let`s do business

Why Kwik for In-Person Payments?

More Than a Card Machine
Payments, invoices, arrears, and mandates in one device — your terminal becomes a full customer touchpoint.
Omnichannel by Design
In-person and online payments share one platform, one customer record, and one reconciliation — no silos.
Secure Recurring Revenue
TT3 mandate registration converts walk-in customers into bank-authenticated recurring collections.
Compliance & Security
PCI DSS Level 1 compliant processing and PASA-aligned DebiCheck flows with bank-level security throughout.

Bring your payments in store!

Card payments, invoice settlement, and DebiCheck mandates — all from one terminal, connected to one platform.
Create free account Contact sales