Verify bank details
in real-time
Verify bank account details with AVS/AVS-R to prevent fraud and ensure secure transactions.
What is Account Verification Service
AVS (Account Verification Service) and AVS-R allow businesses to instantly verify if a bank account is valid and open before processing a payment. This helps reduce failed transactions and improves the reliability of debit order or EFT collections.
AVS-R goes a step further by returning additional information, such as whether the account belongs to an individual or a business, and if it's capable of accepting debits. It’s an essential tool for onboarding, fraud prevention, and ensuring smooth payment flows.
AVS-R goes a step further by returning additional information, such as whether the account belongs to an individual or a business, and if it's capable of accepting debits. It’s an essential tool for onboarding, fraud prevention, and ensuring smooth payment flows.
Secure
Verify bank accounts safely using encrypted, tokenised data—ensuring sensitive information stays protected during every step of the payment process.
Automated
Automate account checks before processing payments to reduce manual verification, minimize errors, and streamline onboarding or debit setup.
Real-time
Instantly confirm if a bank account is open and active, with optional checks on debit readiness—allowing faster, more reliable transactions.
Accurate
Reduce failed transactions by verifying account ownership and type upfront, ensuring funds are collected from valid, correct accounts.
Cost-saving
Avoid unnecessary transaction fees, chargebacks, and administrative overhead by preventing invalid or incorrect payments before they happen.
Seamless Integration
Easily connect AVS/AVS-R into your payment flow with our ready-to-use API—enabling fast, scalable verification across all customer accounts.
Let`s do business
Why Kwik Payments?
Lower Costs at Scale
Industry-leading rates designed for high-volume transactions.
Reliable Automation
Streamline recurring payments, reconciliations, and payouts with minimal manual effort.
Enterprise-Ready Integration
Seamlessly connect to your ERP, CRM, or billing system via robust APIs.
Compliance & Security
PASA-approved with bank-level security and full regulatory compliance.
Elevate your payments today!
Streamline payments, reduce costs, and offer more ways to pay — all from one powerful platform.