Built for Enterprise-Grade
DebiCheck Collections
Automate, authenticate, and manage DebiCheck mandates
at scale with a compliant, secure, and integrated platform.
at scale with a compliant, secure, and integrated platform.

What is DebiCheck?
DebiCheck is a debit order system designed to protect customers
by requiring banks to confirm mandates before processing transactions.
by requiring banks to confirm mandates before processing transactions.
Customer Authentication
Customers approve mandates upfront via their banking app, ATM, or USSD—minimizing fraud and disputes.
Enterprise-Grade Control
Track every mandate, status update, and collection in real time from a single dashboard.
Regulatory Compliance
Designed to meet PASA, SARB, and bank-specific standards—DebiCheck is a must-have for compliant collections.
Built for Every Payment Journey
Deliver, manage, and optimise DebiCheck and recurring payments from one platform—complete visibility, control, and integration.
Multiple Ways To Pay
Go beyond mandates. Offer your customers payment options that include QR codes, links, and embedded flows alongside DebiCheck.
- DebiCheck MandatesAuthenticate and confirm mandates in real-time with DebiCheck, giving customers control and enterprises protection.
- QR & Payment LinksShare QR codes and links via SMS, email, or chat for one-tap payments—no app required.
- Embedded Checkout & APIsEmbed payment flows into your existing platforms or apps for seamless experiences.

Realtime Reconciliation & Mandate Tracking
Gain visibility into every step of the DebiCheck lifecycle and automate how you match transactions to invoices or service plans.
- Real-Time Mandate VisibilityTrack DebiCheck mandate statuses, approvals, and rejections live across all banks.
- Smart Transaction MatchingAutomatically reconcile payments with outstanding invoices and generate audit-ready trails.
- DebiCheck Audit ReportingExport comprehensive DebiCheck audit logs for compliance and dispute resolution.

Seamless Integration
Use APIs or plug-and-play modules to enable DebiCheck processing within your ERP, CRM, or custom systems.
- ERP & Billing IntegrationsDrop-in modules for ERPs, CRMs, and billing systems—no heavy dev work required.
- Complete API DocsFull REST API documentation with examples, webhooks, and testing environments.
- Staging & Real-Time MonitoringSimulate mandates in test environments and monitor live flows in production.

Let`s do business
Why Kwik Payments?
Lower Costs at Scale
Industry-leading rates designed for high-volume transactions.

Reliable Automation
Streamline recurring payments, reconciliations, and payouts with minimal manual effort.

Enterprise-Ready Integration
Seamlessly connect to your ERP, CRM, or billing system via robust APIs.

Compliance & Security
PASA-approved with bank-level security and full regulatory compliance.

Ready to transform your collections?
Empower your teams with DebiCheck. Reduce fraud, boost success rates, and stay fully compliant—at scale.