Enterprise-Grade
DebiCheck Collections

Automate, recover, and manage DebiCheck mandates
at scale with a compliant, secure, and integrated platform.

What is DebiCheck?

DebiCheck is a debit order system designed to protect customers
by requiring banks to confirm mandates before processing transactions.

Customer Authentication

Customers approve mandates upfront via their banking app, ATM, or USSD—minimizing fraud and disputes.

Enterprise-Grade Control

Track every mandate, status update, and collection in real time from a single dashboard.

Regulatory Compliance

Designed to meet PASA, SARB, and bank-specific standards—DebiCheck is a must-have for compliant collections.

TT1 Real-time & Delayed

The customer approves the mandate instantly via their banking app, USSD, or ATM—real-time responses in seconds, or delayed authentication when they need more time.

TT2 Batch Processing

Mandates are submitted to the customer's bank in batch, and the customer authenticates within the allowed window—ideal for high-volume onboarding and call-centre sales.

TT3 POS Terminal

Face-to-face authentication with card and PIN at the point of sale—perfect for in-store sign-ups or as a fallback when digital channels fail.

Built for Every Payment Journey

Deliver, manage, and optimise DebiCheck and recurring payments from one platform—complete visibility, control, and integration.

Multiple ways to Authorise

Go beyond mandates. Offer your customers payment options that include QR codes, links, and embedded flows alongside DebiCheck.

DebiCheck Mandates
Authenticate and confirm mandates in real-time with DebiCheck, giving customers control and enterprises protection.
Payment Links
Share QR codes and links via SMS, Email, or WhatsApp for one-tap payments—no app required.
Call center integrations
Integrate with call centers to automate mandate authentication and collection.
Embedded Checkout & APIs
Embed payment flows into your existing platforms or apps for seamless experiences.
TT3 POS Terminal
Accept DebiCheck mandates at point of sale with the TT3 POS Terminal.

Explore our API

Realtime Reconciliation & Mandate Tracking

Gain visibility into every step of the DebiCheck lifecycle and automate how you match transactions to invoices or service plans.

Real-Time Mandate Visibility
Track DebiCheck mandate statuses, approvals, and rejections live across all banks.
Smart Transaction Matching
Automatically reconcile payments with outstanding invoices and generate audit-ready trails.
DebiCheck Audit Reporting
Export comprehensive DebiCheck audit logs for compliance and dispute resolution.

AI Powered Revenue Recovery

Use AI to optimise every stage of the collection process—selecting the right payment method, collection date and recovery channel to improve success rates while reducing fees.

Smart Payment Routing
Automatically select the most effective payment method for each customer based on their payment history, mandate status and likelihood of successful collection.
Optimised Collection Timing
Align DebiCheck collection dates with customer payment behaviour to reduce tracking fees, unsuccessful collections and unnecessary retries.
Automated Payment Recovery
When a collection fails, automatically send a secure payment link through the customer’s preferred channel, including WhatsApp, SMS, email or a dialler event.
Intelligent Mandate Management
Move higher-risk or inconsistent payers to DebiCheck while routing reliable payers to lower-cost EFT Debit Orders—balancing collection performance with processing costs.