Make Instant ATM &
Manual EFT Payments
Seamlessly track and reconcile EFT and ATM payments in real time — whether from customers or businesses—for faster settlement and complete visibility.
What is Manual EFT?
Customers can make payments via Manual EFT by visiting an ATM, logging into their banking app, or using their online banking portal to transfer funds to a designated account. A unique payment reference is used to ensure accurate reconciliation and seamless allocation.
Widespread Accessibility
Accept payments from any customer with a South African bank account—no app or card needed.
Cost-Effective
Avoid card processing fees and third-party gateway charges by receiving direct transfers.
Real-Time Reconciliation
Track incoming payments in real time with unique references for automated allocation.
Flexible Payment Options
Enable customers to pay via ATM, banking apps, or online portals—whenever and wherever it suits them.
Secure & Verified
Receive funds directly into your bank account with verified payment references to reduce fraud and errors.
No Integration Required
Start accepting payments immediately—no technical setup or development required.
How does it work?
1
Select payment method
Select Manual EFT from the payment options. This can be done on the Kwik Payments platform or via API.
2
Follow instructions
The customer will follow the instructions on the screen and select their own bank to complete the payment. A unique reference is used to ensure accurate reconciliation and seamless allocation.
3
Make the payment
Payment is made from their bank account to yours and cleared instantly.
4
Real-time notifications
Payment are allocated to the correct account and you receive real-time notifications.
Let`s do business
Why Kwik Payments?
Lower Costs at Scale
Industry-leading rates designed for high-volume transactions.
Reliable Automation
Streamline recurring payments, reconciliations, and payouts with minimal manual effort.
Enterprise-Ready Integration
Seamlessly connect to your ERP, CRM, or billing system via robust APIs.
Compliance & Security
PASA-approved with bank-level security and full regulatory compliance.
Elevate your payments today!
Streamline payments, reduce costs, and offer more ways to pay — all from one powerful platform.