Registered Mandates
How the Registered Mandate Service (RM and RMS) works, including registration, payer notification, juristic accounts, collections, tracking and disputes.
Registered mandates give EFT debit orders many of the protections of DebiCheck without real-time payer authentication. Learn how registration, notification and collections work.
Topics in this section
- What Is a Registered Mandate?
- RM vs RMS: What Is the Difference?
- Registered Mandates vs DebiCheck vs EFT Debit Orders
- How Are Registered Mandates Registered and Payers Notified?
- Registered Mandates for Juristic and Multi-Signatory Accounts
- The Registered Mandate Lifecycle Explained
- Registered Mandate Collections, Tracking and Settlement
- Registered Mandate Returns and Disputes Explained
- Registered Mandates: API vs Host-to-Host Integration
Unpaids and Disputes
Common DebiCheck decline and unpaid reasons, how disputes work on authenticated mandates, and why DebiCheck collections are harder to reverse.
What Is a Registered Mandate?
Learn what a registered mandate is, how registering debit order mandates with the payer's bank reduces disputes, and how it differs from DebiCheck.