Card Payments
How card payments work end to end, including authorisation and capture, 3D Secure, tokenisation, digital wallets, recurring payments, declines and refunds.
Understand how debit and credit card payments work, what happens behind the scenes of every swipe, tap or online checkout, and how to handle declines and refunds.
Topics in this section
- How Do Card Payments Work?
- Debit, Credit and Prepaid Cards: What Is the Difference?
- Card-Present vs Card-Not-Present Transactions
- What Happens During an Online Card Payment?
- Chip, Contactless and SoftPOS Payments Explained
- Authorisation, Capture and Pre-Authorisation Explained
- Why Do Card Payments Get Declined?
- What Is 3D Secure and How Does It Work?
- What Is Card Tokenisation and What Are Network Tokens?
- What Are Digital Wallets and How Do They Work?
- Recurring Card Payments: What Are CIT and MIT?
- Card Refunds, Reversals and Voids Explained
Choosing Payment Methods
How to choose the right payment methods for your business by weighing customer preference, cost, settlement speed, risk and recurring billing needs.
How Card Payments Work
A step-by-step explanation of how a card payment works, from the cardholder and merchant through the acquirer, card network and issuing bank.